Damm Girlzz in Hydrabad

Accident Insurance:Accident insurance provides a cash cover to a policyholder when s/he suffers injuries as a result of an accident. While insurance helps a policyholder pay off hospital and medical bills in case of accident injuries, it provides cash benefits to family members if the policyholder dies in the accident. This insurance, applicable 24 hours a day, 365 days a year, is also commonly referred to as personal accident insurance.

There are eight common types of personal accident insurance policies:
Individual: This policy can be taken by any individual. The benefits usually enclose partners and children. Since several activities are excluded from this policy, it is not as useful for people who love adventurous sports, like mountaineering and rock climbing.Children:
The purpose of this policy is to provide financial help to parents if they are unable to work or if they incur expenses as a result of an accident.     

Group: This policy is used by companies to cover employees for expenses related to accidents.
Self-employed: Since self employed individuals are not eligible for employee benefits, they are worse off when injured in an accident.
Team: Through a team accident insurance policy, organizers can seek cover for all the members of a sports team.

Professional: This policy is specifically for self employed professionals, such as a sportsperson, actor, lawyer or doctor, who have special requirements.
Over 50: This policy targets people over 50 years of age, as accidents can cause more grievous injuries to them.
Travel accidents: This policy offers benefits in case the policyholder meets with an accident while traveling.

 

New York Insurance, New York Health Insurance, New York Auto Insurance, New York Life Insurance Company:New York insurance is a big business in one of the most expensive cities in the United States and also in the entire world. Many of the top insurance companies the world over have their homes in New York City. For example, Metropolitan Life and New York Life are both headquartered in this great American east coast city. According to statistics taken in the year 2000 the state of New York boasts 103 health and life insurance companies and 222 casualty and property insurance companies. It is the New York State department of insurance that regulates the insurance industry throughout the entire state. 

All types of New York insurance are important but here we take a look at auto insurance. If you drive a car in New York then you must have the minimum of insurance protection which includes Personal Injury Protection and Uninsured or Under Insured Motorist Coverage. If you do not have at least the minimum then under New York law you will be unable to get your car registered.

The mandatory insurance coverage in the state of New York includes:

•    Bodily injury liability coverage
•    Property damage liability coverage
•    Personal injury protection coverage (PIP coverage)
•    Uninsured or under insured motorist bodily injury coverage

Let us take a look at the first type mentioned in the list- the bodily injury liability coverage. This type of coverage pays for injuries in the event that a policyholder is involved in an accident and there are damages or injuries to a third party. This type of coverage compensates for a variety of things. These include lost income, medical expenses, pain and suffering and the legal costs associated with a lawsuit if one is instigated by the third party. 

New York insurance is such that every person who drives a vehicle must purchase at least $25,000 worth of bodily injury liability coverage per person. The more people on the policy the higher this number becomes (it ends up being at least $50,000 per person). This is the very minimum that is required. A policyholder can go higher if he or she chooses to do so. In fact the more you purchase the better off you will be in the event of a severe and/or tragic accident. A really bad accident can equal huge financial losses which can work to your detriment. You want to protect yourself to the best of your ability when you drive on the roads. One of the ways to do this is to be prepared for the possibility that an accident could occur.